Lehtola & Cannatti, PLLC

MBE WBE

  • MBE
  • WBE

Firm Size

  • 3-5

Willing to Act as Local Counsel

  • Yes

 

Big Firm Success. Small Firm Efficiencies.

Lehtola & Cannatti, PLLC is known for its legal services to US financial institutions. Our lawyers possess comprehensive knowledge of federal laws governing the mortgage and lending industry.

We represent institutions accused of violating:

  • Real Estate Settlement Procedures Act (RESPA)
  • Truth in Lending Act (TILA)
  • Fair Credit Reporting Act (FCRA)
  • Fair Housing Act (FHA)

On behalf of creditors, we also defend against claims of wrongful foreclosure, wrongful eviction and wrongful trash-out claims. We combine our vast experience with an understanding of loan documents and the rules and regulations that apply to consumer lending, mortgages contract disputes, eminent domain claims, deceptive-practices claims, credit-card account litigation, mortgage servicing, origination practices and repurchase obligations. We help our clients navigate the process and dispose of these actions, market the property, and quickly proceed to sale. Throughout the entire process, we work with industry professionals and find cost-effective resolutions to their cases.

Skilled and Successful in Mortgage and Lending Litigation

In our trial practice, we have earned a reputation for success based on experience, preparation and passion. Our attorneys have appeared before arbitrators, administrative agencies, and judges in federal, state and bankruptcy courts. Our legal knowledge allows us to determine the merit of delaying foreclosure or eviction. We are also full-service counsel to numerous lenders, investors, servicers, national, regional, and local banks.

The lawyers at the firm litigates cases involving the financial services industry in the state and federal courts. The firm’s partners have extensive first-chair trial experience and are also seasoned appellate advocates.

  • Patricia Beaujean Lehtola (Partner) JD Duke University School of Law 1984  (Mortgage and lending, business litigation, labor and employment, and insurance defense)
  • Phillip E. Cannatti (Partner) JD Texas Tech University School of Law 1995  (Business litigation, business formation and dissolution)

Success for our clients comes from not only our legal knowledge, skills and experience, but also efficient case handling. We enjoy the accomplishments usually reserved for large law firms with the personalized approach in taking fast action toward resolution.

Lehtola & Cannatti attorneys have extensive experience with all phases of financial institutions litigation, arbitration, and contested regulatory proceedings. We routinely handle such matters from pre-litigation advice and investigation, through initial case assessment, dispositive motions, discovery (including extensive experience with complex e-discovery issues and responding to subpoenas), trial, and appeal. While we most frequently represent defendants, we are also experienced in presenting claims on behalf of plaintiffs. We have litigated on behalf of banks, savings institutions, their holding companies, finance companies, other non-bank lenders, officers, directors, investors, trade associations, and (occasionally) governmental and quasi-governmental entities.

Tough and Accomplished Trial Attorneys
Our legal team delivers decades of actual courtroom experience in trying and appealing cases. We possess vast litigation skills enhanced by our efficiency in finding resolutions. Our experience and use of technology saves both time and money, and can make the difference in winning cases.

Daily, Texas-based mortgage bankers and brokers, servicing agents and creditors rely on Lehtola & Cannatti, PLLC to protect their business interests and reputations.

Representative clients:

  • Federal National Mortgage Association
  • Nationstar Mortgage LLC
  • KeyBank
  • Guardian Mortgage Company, Inc.

Contact

Dallas, TX

8330 LBJ Freeway, Suite 741

Person of contact: Patricia Lehtola

Practice Areas

  • ADR/Arbitration
  • Banking and Finance
    • Litigation
  • Insurance
    • Employment Practices
    • Litigation
    • Property/Premises/Homeowners
  • Labor & Employment
    • Arbitration
  • Litigation/Trials
    • Professional Liability
  • Securities
    • FINRA Litigation

Firm Bio

Big Firm Results. Small Firm Efficiency.

The legal team at Lehtola & Cannatti PLLC combines the experience of highly-credential lawyers with the efficiency and personalized service of a small firm. While we work hard to avoid lawsuits filed against our clients, we are always ready to protect their interests at trials.

An Experienced Legal Team Who Deliver Results

Opposing counsel knows of our firm founder’s reputation for dogged determination and sharp intellect.

Patricia Beaujean Lehtola is well known as a strong adversary and skilled litigator. On behalf of individuals, entrepreneurs, and businesses, including financial institutions, she attends to every detail in litigating cases, while maintaining a contemporary knowledge of ever-changing laws.

Phillip Cannatti’s extensive background in health care law and his familiarity with his clients’ industries, customs and practices enables him to quickly identify the range of probable outcomes and resolve matters efficiently.

Lehtola & Cannatti PLLC focus on the following areas of practice:

Whether your case involves forming, growing or selling your business, customer disputes, or a breach of contract, you are entitled to the highest level of legal advocacy.  You need a team of  attorneys who will employ all resources, provide continuing updates and contain costs throughout the entire process.

At our Dallas-based boutique law firm, we will deliver that and more, allowing you to focus on your entrepreneurial or professional pursuits.

Our commitment to cutting-edge technology allows us to manage the massive documentation inevitably involved in trials and appeals. With these technical efficiencies come faster resolutions and savings.

Resolving Complex Legal Problems For Lenders

At Lehtola & Cannatti PLLC, we protect the rights of creditors involved in lawsuits over commercial and residential loans filed by borrowers. While we are skilled at resolving six to seven-figure real estate transaction disputes short of litigation, we do not shy away from the courtroom. The firms’ results include both dismissal of lawsuits and zero-payment verdicts.

Protecting Mortgage and Lending Entities Facing Serious Accusations

Our attorneys possess comprehensive knowledge of federal laws governing the mortgage and lending industry. We represent institutions accused of violating:

  • Real Estate Settlement Procedures Act (RESPA) — Even with full disclosure of the settlement process to homebuyers, disputes can arise in real estate transactions. Accusations involving failure to disclose or acceptance of kickbacks and referral fees can damage reputations and end careers.
  • Truth in Lending Act (TILA) — Taking steps to prevent TILA violations will save lenders time and money. Allegations and lawsuits that involve failing to disclose credit terms and costs can have serious financial consequences.
  • Fair Credit Reporting Act (FCRA) — Consumer credit reports determine eligibility for loans and the interest rate associated with the financing. Agencies must report data that is both accurate and up-to-date. The smallest dispute over that information can be costly for both the consumer and the reporting agency.
  • Fair Housing Act (FHA) — Personal and professional reputations suffer permanent damage when real estate and property management companies are accused of discrimination. Investigations over FHA violations require proactive legal steps and immediate resolution.

Lehtola & Cannatti’s Secured Lender Defense Team

We defend secured creditors against wrongful foreclosure, wrongful eviction and wrongful trash-out claims. This litigation became widespread as the economy plunged and borrowers defaulted. The firm’s vast experience in this area helps its client navigate through and dispose of these actions, market the property and proceed to sale as quickly as possible.

A thorough understanding of loan documents and the rules and regulations applicable to them is critical. We working with loan originators, investors, servicers and workout professionals to identify potential problem areas. The firm’s attorneys’ expertise in these areas distinguish them and give them an edge in finding the most cost-effective resolutions for each case.

Proven Results In Resolving Contract Disputes

Contracts are the lifeblood of any business, but only if both parties adhere to the agreement. The most well-drafted and negotiated contractual documents are not immune to one party violating the  agreement. Breaches can impact the bottom line of your company and even place its future at risk. 

At Lehtola & Cannatti, PLLC, we help our clients understand and negotiate the terms in their favor before the contract is signed so they know and can prepare for any potential issues before they happen.

Serious business issues require immediate representation from attorneys committed to both efficiency and results.

At Lehtola & Cannatti PLLC, we commit our resources to resolving contract disputes and breaches that take the form of:

  • Failure to comply with the terms of the agreement
  • Failure to provide promised goods
  • Delivery of defective goods
  • Failure to render services
  • Failure to pay for goods and services
  • Dispute over licensing agreements
  • Breach of fiduciary duty
  • Breach of non-compete agreements

We empathize with our fellow Texas business owners dealing with complex legal matters that can lead to complex litigation. Minimally, these problems serve as a distraction to daily operations. Legal costs can affect their financial bottom line.

Finding Resolution to Disputes In Your Workplace

Few things can cause more discontent and distractions than employee complaints. Our employment law attorneys help Texas employers resolve complaints filed with public oversight agencies, including the Equal Employment Opportunity Commission (EEOC) and the Texas Workforce Commission (TWC). 

At Lehtola & Cannatti PLLC, we possess comprehensive experience in claims that involve:

  • Discrimination and retaliation
  • Family and medical leave
  • Wage and hour disputes
  • Sexual harrasment

While we strive to resolve labor and employment cases through negotiation, we will not hesitate to take your case into the courtroom if that provides the best possible outcome.

Our ongoing commitment to cutting-edge technology allows us to manage the massive documentation involved in trials and appeals. With these technical efficiencies come faster resolutions and financial savings.

Insurance Defense

While property ownership can be financially rewarding, accusations of unsafe conditions can become costly. Owners of retail locations, restaurants, office buildings, parking lots and garages face uncertain futures when accusations of negligence or wrongful conduct arise.

At Lehtola & Cannatti PLLC, our attorneys possess in-depth insight into the role of insurance adjusters. We combine that with in-depth knowledge of insurance law’s intricacies.

A Diligent Defense Against Serious And Costly Claims Of Injury

On behalf of insurance companies, nonsubscribers and self-insured businesses and property owners, we take on these types of complex legal matters:

  • Disputes over general property hazard insurance
  • General claims investigations
  • Coverage disputes
  • Bad faith claims
  • Interpleader actions
  • Examinations under oath

Our attorneys understand the need for property owners to focus on their daily operations and attend to every detail of legal claims. The legal team at our Dallas-based law firm is dedicated to defending claims of injuries, assaults and wrongful detainment. From the initial risk management or loss mitigation assessment to arbitration, mediation or litigation, we focus on the best possible outcome.

Success for our clients comes from not only our legal knowledge, skills and experience, but also efficient case handling. We enjoy the accomplishments usually reserved for large law firms with the personalized approach in taking fast action toward resolution.

Insurance companies throughout Texas and nationwide have relied on our lawyers to protect their investments and business interests. For more information on our success in insurance defense cases, visit our representative cases page.

X